Riley Chen
Actuary, ASA
Hartford, CT · riley@email.com · linkedin.com/in/rileychen
Professional summary
Associate of the Society of Actuaries with 6 years of life and health insurance experience spanning pricing, reserving, experience analysis, model validation, and executive reporting. Translates statistical results into clear assumptions, limitations, and business recommendations.
Experience
Actuary
Constitution Health Assurance · Hartford, CT
- Lead quarterly experience studies across $1.2 billion of annualized premium, reconciling exposure, claims, lapse, and policy data before assumption review.
- Rebuilt a pricing sensitivity workflow in Python and SQL, reducing model-run and reconciliation time from three days to seven hours while preserving independent review controls.
- Presented morbidity and retention scenarios to product, finance, and underwriting leaders, supporting a rate filing with clearly documented assumptions and downside ranges.
Actuarial Analyst
Elm City Mutual · New Haven, CT
- Produced monthly reserve roll-forwards and investigated actual-to-expected movements across four health product blocks.
- Automated 23 recurring data-quality checks in SQL, cutting late-cycle corrections by 41% across six quarterly closes.
- Built executive charts that separated volume, mix, rate, and experience effects, reducing follow-up analysis requests during forecast reviews by 32%.
Skills
Actuarial pricing · Reserving · Experience studies · Risk modeling · Assumption development · Model validation · Financial forecasting · SQL · Python · Excel · Data reconciliation · Stakeholder communication
Education & credentials
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